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Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us. Simply stop by your nearest neighborhood store and we'll get you set up. If you have questions, give us a call toll-free at 1-866-4UMPQUA (1-866-486-7782).
Get $50 for signing up!
Apply for your Visa® Signature Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
Get $50 for signing up!
Apply for your Visa® Platinum Business Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
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Best if you want:
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Earn reward of higher interest rate with valid e-mail, paperless statements, electronic bill pay and 10 debit card transactions each month
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A no-worries account with no monthly-maintenance fees and a bunch of freebies.
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To earn interest on your funds and maintain a moderate account balance.
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Monthly service charge:
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None
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N/A
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$3. Waived with $1,000 daily, $1,500 monthly or $5,000 in qualified combined accounts. 1
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Minimum to open:
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$100
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$100
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$100
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Umpqua Debit Card and first check order
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Free
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Free
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Free
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Earns interest:
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Yes
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No
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Yes. Higher balance = better rates
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Online banking:
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Free, with 15 free online billpayments per month1
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Free, with 15 free online billpayments per month 1
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Free, with 15 free online billpayments per month 2
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Extras:
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Receive up to $20.00 in ATM fee refunds per statement cycle (receive refund of up to $10.00 in ATM fees assessed by other banks, per statement cycle; receive refund of up to $10.00 in ATM fees charged by Umpqua, per statement cycle).2
Earn a premium rate of interest on balances up to and including $24,999.99.
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- Free combined statement
- Up to 0.50% off personal loan rates
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- Free combined statement
- Up to 0.50% off personal loan rates
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Checks or withdrawals per month:
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Unlimited
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Unlimited
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Unlimited
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The fine print:
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1Online banking is free with an Umpqua Bank checking account. Online billpay includes 15 free payments, per month, then $0.40 for each additional payment.
2Requirements to obtain the disclosed APY and ATM Fee Refunds: To obtain the Annual Percentage Yield disclosed and receive the ATM fee refunds, you must: 1) provide to the Bank and maintain a valid Email address; 2) enroll for and maintain paperless statements; 3) make at least one electronic bill pay transaction, using Umpqua Bank's Online Bill Pay Service, per statement period; and 4) have a minimum of 10 debit card purchase transactions made with your Umpqua Bank debit card post to your account during each statement period. If the above requirements are not met, the interest rate paid on all account balances will be 0.10% with an annual percentage yield of 0.10%, and the ATM fee refunds will not be paid.
3Click "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 09/01/2010, and are subject to change daily without notice. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. Fees may reduce earnings.
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1 Online banking is free with an Umpqua Bank checking account. Online billpay includes 15 free payments per month, then $0.40 for each additional payment.
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1 Qualified Combined Accounts include: any other Umpqua Bank Personal Checking, Savings, Money Market or Certificate of Deposit.
2 Online banking is free with an Umpqua Bank checking account. Online billpay includes 15 free payments, per month, then $0.40 for each additional payment.
3 Click "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 09/01/2010, and are subject to change daily without notice. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. Fees may reduce earnings.
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Rate details:
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N/A
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Other possible fees:
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